How to Get a Free Credit Report
Allrates
Published Jan 09, 2019 10:07AM ET
Updated Jan 09, 2019 10:45AM ET
A credit report tells your story. All the accounts you have with a lender are listed with information like the date when you opened the account, what your credit limit is, how much you’ve paid, outstanding balance, whether you’ve been late and the like. There’s also a portion of the report that reveals who has accessed your credit report within the last to years, including those that are “voluntary”, meaning they were done so at your request for credit or “involuntary” when lenders ordered your report, for example if a lender wanted to make a pre-approved credit offer in the mail.
For sure you want to know what’s in your credit report, not only to correct any errors, but to detect any activity that isn’t yours. The good news is, you can get your credit report free. The Fair Credit Reporting Act (FCRA) requires each of the nationwide credit reporting companies — Equifax (NYSE:EFX), Experian, and TransUnion — to provide you with a free copy of your credit report, at your request, once every 12 months.
Continue Reading On AllRates.com
Get The News You Want
Written By: Allrates
Trading in financial instruments and/or cryptocurrencies involves high risks including the risk of losing some, or all, of your investment amount, and may not be suitable for all investors. Prices of cryptocurrencies are extremely volatile and may be affected by external factors such as financial, regulatory or political events. Trading on margin increases the financial risks.
Before deciding to trade in financial instrument or cryptocurrencies you should be fully informed of the risks and costs associated with trading the financial markets, carefully consider your investment objectives, level of experience, and risk appetite, and seek professional advice where needed.
Fusion Media would like to remind you that the data contained in this website is not necessarily real-time nor accurate. The data and prices on the website are not necessarily provided by any market or exchange, but may be provided by market makers, and so prices may not be accurate and may differ from the actual price at any given market, meaning prices are indicative and not appropriate for trading purposes. Fusion Media and any provider of the data contained in this website will not accept liability for any loss or damage as a result of your trading, or your reliance on the information contained within this website.
It is prohibited to use, store, reproduce, display, modify, transmit or distribute the data contained in this website without the explicit prior written permission of Fusion Media and/or the data provider. All intellectual property rights are reserved by the providers and/or the exchange providing the data contained in this website.
Fusion Media may be compensated by the advertisers that appear on the website, based on your interaction with the advertisements or advertisers.