Niger Insurance Plc is a composite insurance company. The Company's businesses include non-life business and life business. Its non-life business is organized into the segments, including Motor, which underwrites motor insurance; Marine & aviation, which provides cover on airborne cargoes, ships, fishing vessels, ports and harbors installation; Fire, which covers accidental destruction of properties, such as household buildings and raw materials, and Accident, which includes accident policies covering a range of activities, such as personal accidents and family accidents. The Company’s life business includes segments, such as Group life, which is undertaken by companies to provide a life assurance policy cover for their employees; Individual life, including life assurance policies; Mutual Halal Plan, which is a life insurance policy designed for Muslims and other interested parties in Nigeria, and Personal Pension and Savings, which includes life assurance cover and investment account.